This year I approached a bank to provide me certain amount as a loan so that I may be able to get one new motorcycle or call it a bike. As I entered into the bank I was greeted by most of the workers in the bank and it’s staff . I was too much overjoyed. But as soon as I filled in application for the loan all the affection was gone. Now they asked me to bring certain documents which had to be Guarantee in lieu of loan. I brought them the documents.

Now I was asked to wait for 10 days so that my loan gets approved. I said my God what will happen if I will have to wait for 10 long days . I just asked the manager that do they have debt consolidation loans or not.They just told me frankly that they do not provide this service and what about Mortgage Loans . He told me that the interest rate is higher on Mortgage rate .

In total all the loans are too much hectic in nature either it be Refiance or any sort of Payday loan. If we go to bank it will make us cry and it will take for ever to get that loan out of the bank as well. Once it is out then the rate of interest will make us cry.

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